Black Essentials
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 PAY AFTER DELIVERY

• 14 days to pay, no fees*
• No account sign-up required
• No credit application
• No interest or fees*
• You receive your goods before paying for them
• Klarna will email payment instructions to you
• Just select Pay After Delivery at checkout

Clearpay allows you to pay for your purchase over 4 instalments due every 2 weeks, in accordance with the relevant Payment Schedule.

More information can be found here.

HOW DOES IT WORK?

• Fast sign-up, select Clearpay at checkout and fill out a short form to get an instant approval decision.

• Clearpay pays upfront for you so they can ship your order straight away.

• Clearpay split the cost into 4 automatic instalments, taken automatically every 2 weeks. You’ll pay the first  instalment at the time of purchase.

NO HIDDEN COSTS

Clearpay is always zero interest and free when you pay on time. The only fees are if you're late making a payment. Clearpay does not charge a fee to shoppers when purchasing. The only fees applied to a shoppers account are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Clearpay account to make your payment via a different method. 

If you have not made the payment before the due date, and the automatic payment fails, you have until 11pm the following day to make payment.

After 11pm the following day, if that payment has not been made, you will incur a late payment fee of £6 and a further late fee of £6 if the payment is not made within 7 days (as stated in Clearpay's terms)

Read more here.